Wirex announced Navoka at Full Stack London. The AI agent can make purchases and transfers using its own bank account, IBAN and debit card, separate from the user's personal accounts. Users set merchant lists, spending caps and daily limits, and the agent follows those rules or asks for approval. Navoka works now on Telegram and will later support WhatsApp, iMessage and integration with ChatGPT, Claude and Grok. Access is currently invitation‑only.
Why it matters
It lets individuals and businesses delegate payments without sharing their own bank details, aiming to boost trust in AI‑handled transactions.
